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With the credit crunch in the US, it’s never been more difficult to finance the things you want and need, keyboards and digital pianos are certainly no exception.

There are still some pretty amazing financing options out there that work for everyone though, in fact, they’re so good that they may be alluring even if you have perfect credit.  While credit cards usually rack up interest, getting a guitar on a payment plan is often completely interest free.

While many music supply box stores have opted to go with big banks and only issue a store credit card, there are still some venues big enough to offer in-house-financing options.  I narrowed down the best in my previous article about no-credit-check music financing and found that zZounds offered the best options and features in their payment plans.

So if you need a digital piano, keyboard or synthesizer, don’t let your credit stop you.  Get what you need right now and play it while you pay it off in convenient, interest free monthly installments.  You’ll also have the comfort of knowing that zZounds guarantees the best price on everything they sell.  If you find a better deal anywhere else, they’ll beat it.  They’ll even honor sales that take place up to 45 days after you make your purchase.

To use zZounds’ payment plan, you need a valid credit or debit card (not pre-paid) and an order totaling 249.00 – 3,000.00 USD.  Once you’ve added what you want to your cart, simply tick the ‘I want to make 4 payments’ option at checkout to apply financing.  zZounds also offers an 8 payment financing option, but for this, you’ll need a credit check.

To get started, click on the big baby blue button below to visit the zZounds website.

Update, 01/30/2019: zZounds has actually lowered their financing fee, added tiers, and made a six payment option available. They’ve also lowered the qualifying spend amount to just $59. This makes their payment plans more competitive than ever! I’m including a chart below with the updated fees for financing in each tier.

Order Total 4 or 6 Payments Processing Fee
Less than $600.00 $3.95
$600 to $1,000 $5.95
More than $1,000 $9.95
Order Total All Other Payment Plans
Less than $1,000 $14.95
More than $1,000 $17.95
Current Payment Plans Available
4 Payments with no credit check on most products between $59-$1000
6 Payments available on most orders totaling over $249 and up to $3000
8 Payments on orders totaling up to $3000
12 Payments on orders from $3000 to $4000 (see individual product pages for details)